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Revolutionary Technology Developed to Combat the Spread of Covid-19

As a global leader in luxury financial services and lifestyle management, Insignia has once again demonstrated its commitment to innovation and client well-being with the launch of the world’s first clean payment card. This cutting-edge technology utilises a layered metal coating that actively prevents germs from surviving on the card’s specially treated surface.

At a time when hygiene and safety are paramount, Insignia’s breakthrough represents a significant step forward in reducing the transmission of pathogens via physical payment methods.

Addressing a Critical Hygiene Concern

Despite the rise in electronic transactions, cash and card payments remain unavoidable in many situations, increasing the risk of viral and bacterial transmission. A study conducted by Queen Mary University in London, which swabbed the hands, money, and credit cards of nearly 300 individuals, revealed striking findings:
• Bacteria were detected on the hands of 11% of participants
• 8% of credit cards tested positive for bacterial presence
• 6% of banknotes carried harmful pathogens

These statistics underscore the importance of minimising contact with contaminated surfaces, particularly with objects as frequently handled as payment cards.

The Science Behind Insignia’s Clean Payment Card

Insignia’s revolutionary technology silver-coats payment cards, creating a pathogen-resistant surface that significantly reduces microbial survival. Through rigorous testing of silver, ceramic, titanium, and zinc materials, Insignia’s research confirmed that this innovative coating eliminates up to 99.9% of germs on treated surfaces.

The process works through a mechanical, rather than chemical, approach—ensuring that pathogens are destroyed before they can develop resistance. This makes Insignia’s clean payment card not only highly effective but also environmentally responsible, as it does not contribute to chemical pollution.

Further studies revealed that the combination of silver with titanium or zinc produced the most effective antimicrobial properties. The silver layer catalyses the release of reactive oxygen species, which not only kills bacteria on contact but also neutralises free-floating pathogens nearby, creating an additional layer of protection.

A New Standard in Payment Safety

With the launch of the first-ever clean payment card, Insignia continues to lead the way in delivering cutting-edge financial solutions that enhance both convenience and safety. This innovation redefines hygiene standards in the payments industry, offering peace of mind to clients who demand the very best in luxury and protection.

As the world navigates the post-pandemic landscape, Insignia remains committed to pioneering advancements that ensure seamless, secure, and now hygienic financial transactions for its elite clientele.

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Insignia Jewellery Card
The flagship product of Insignia’s portfolio of desirable super-premium payment cards. Each piece within the Jewellery Collection is a true work of art, an original way to express your personality, outlook and principles or as the perfect gift for those treasured by you.
Royal Polo Club Card
The Royal Polo Club Card invites you to an equestrian community for discerning individuals where you can access world-class polo events and services, combined with award-winning luxury lifestyle management services and exceptional financial benefits—a gateway to a world where luxury knows no bounds.
Insignia Glamour Card
Make a statement with every purchase with the Insignia Glamour Card, designed for fashion lovers and style mavens. Enjoy exclusive access to the world's most coveted luxury brands, from haute couture to contemporary fashion. Indulge in the fashion world's latest styles, personalised shopping experiences, and VIP events.
Billionaire Card
Immerse yourself in another world of unparalleled luxury, where the epitome of fine dining, extraordinary entertainment, and invitation-only nightlife merges seamlessly with award-winning lifestyle management and unrivalled financial freedom.
Billionaire Jewellery Card
Immerse yourself in another world of unparalleled luxury, where the epitome of fine dining, extraordinary entertainment, and invitation-only nightlife merges seamlessly with award-winning lifestyle management and unrivalled financial freedom. The Insignia Jewellery Card, in partnership with Billionaire, is your gateway to the next level of opulent living.
Insignia Royal Card
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Insignia Label Card
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Insignia Wellness Card
The pioneering Insignia Wellness Card delivers all of the industry-leading lifestyle privileges and card benefits expected from Insignia’s top-tiered suite of super-premium payment products with enhanced wellness servicing. Including, but not limited to, a 24/7/365 Dedicated Wellness Concierge, 24/7 medical advice availability with doctors, medical record management, and access to world-leading specialists offering a range of wellness-focused treatments and services, outlined below.
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Insignia Platinum Business Card
A practical, convenient and secure payment solution offering a world-class range of benefits to help your company control expenses and save money. Make everyday business easier while allowing your executives to enjoy a smoother, safer, and more productive travel and business experience.
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Insignia in the press

'Highly personalised and exclusive services to those who 
want to experience the best life has to offer.'
'Inside the $225,000 Oscars 2020 Gift Bag'
'Move over AmEx, here are by invitiation credit cards that cost $200,000'
'When AmEx Black Just Won't Do: A Gem-encrusted Card for .001%'
'The service is like having an invisible companion'
'British lifestyle management company takes the sting out of travel and daily life elevating it all to a lovely new life form'
'When you're exorbitantly rich, you can afford not to fret over things like your 15th wedding anniversary - at least if you're an Insignia member'